Director of Credit Risk Portfolio Management
Company: TMX Finance
Location: Carrollton
Posted on: June 21, 2022
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Job Description:
Requisition ID 2022-28183Category: Credit RiskLocation:
US-TX-CARROLLTONOverviewAs the Director of Credit Risk Portfolio
Management, you will design, develop and maintain credit risk
models and strategies that support the customer approval process,
decision engine logic, and overall customer risk management for the
organization. You will become a thought leader within the Credit
Risk organization while growing and enhancing the team's
quantitative capabilities. In this position, you will collaborate
regularly with the Finance, BIDW, and Product Management teams to
collect & analyze large sets of data, develop and conduct analyses,
build models, design underwriting strategies and make
recommendations to manage customer risk, maximize revenue, improve
margins, and create significant value for the
business.ResponsibilitiesActively monitor the delinquency and loss
performance of the portfolio and conduct analysis to identify the
drivers of new trends; and recommend changes to credit strategies
as appropriate to remediate and/or make improvements.Develop code
and execute queries and solutions to extract, manage and analyze
existing data.Develop customer underwriting strategies that will
maximize profitable loan growth.Design strategies (and tests) to
constantly refine risk models, decision engine logic and pricing
parameters.Utilize advanced statistical software to do descriptive
and advanced predictive statistical analysis.Perform cohort
analysis to evaluate changes in risk models, underwriting
strategies, decision engine logic.Create the necessary reporting
and monitoring processes to track the performance of the relevant
portfolio(s) and performance of underwriting models and
strategies.Develop actionable business recommendations related to
credit risk management and portfolio profitability. Undertake
ad-hoc analysis as needed to support business objectives.
Qualifications
Keywords: TMX Finance, Carrollton , Director of Credit Risk Portfolio Management, Executive , Carrollton, Texas
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