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Director of Credit Risk Portfolio Management

Company: TMX Finance
Location: Carrollton
Posted on: June 21, 2022

Job Description:

Requisition ID 2022-28183Category: Credit RiskLocation: US-TX-CARROLLTONOverviewAs the Director of Credit Risk Portfolio Management, you will design, develop and maintain credit risk models and strategies that support the customer approval process, decision engine logic, and overall customer risk management for the organization. You will become a thought leader within the Credit Risk organization while growing and enhancing the team's quantitative capabilities. In this position, you will collaborate regularly with the Finance, BIDW, and Product Management teams to collect & analyze large sets of data, develop and conduct analyses, build models, design underwriting strategies and make recommendations to manage customer risk, maximize revenue, improve margins, and create significant value for the business.ResponsibilitiesActively monitor the delinquency and loss performance of the portfolio and conduct analysis to identify the drivers of new trends; and recommend changes to credit strategies as appropriate to remediate and/or make improvements.Develop code and execute queries and solutions to extract, manage and analyze existing data.Develop customer underwriting strategies that will maximize profitable loan growth.Design strategies (and tests) to constantly refine risk models, decision engine logic and pricing parameters.Utilize advanced statistical software to do descriptive and advanced predictive statistical analysis.Perform cohort analysis to evaluate changes in risk models, underwriting strategies, decision engine logic.Create the necessary reporting and monitoring processes to track the performance of the relevant portfolio(s) and performance of underwriting models and strategies.Develop actionable business recommendations related to credit risk management and portfolio profitability. Undertake ad-hoc analysis as needed to support business objectives. Qualifications

  • Advanced degree in a highly quantitative field (e.g., Statistics, Mathematics, Economics, Information Systems, etc.)
  • 4 years in decision analytics, risk modeling and/or predictive statistics related functions
  • Proficient with the use of advanced statistical analysis software and capabilities (fluency in at least two of the following: SAS, R, Python, SQL)
  • Strong experience with data architecture, data mining and data integration
  • Personnel management experience
  • Ability to conduct extensive data research and handle large datasetsLearn more about usThe Director of Credit Risk Portfolio Management is part of the Credit Risk Team, a dynamic group comprised of multi-taskers and problem solvers. To learn more about this team, visit Check out what's happening in our Company at .The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate. Requirements, skills and abilities included have been determined to illustrate the minimal standards required to successfully perform the position. All TMX Finance - Family of Companies are Equal Opportunity Employers.PI180354850

Keywords: TMX Finance, Carrollton , Director of Credit Risk Portfolio Management, Executive , Carrollton, Texas

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