Data Scientist Intern
Company: TMX Finance
Posted on: March 16, 2023
Requisition ID 2023-32390
Category: Credit Risk
Data Science Intern
The TMX Finance - Family of Companies is looking for a Data Science Intern to join the team and identify business challenges and opportunities for improvement as well as utilize analysis based on mining available consumer, collateral, and transaction information and data to provide strategic and tactical recommendations. You will support the organization's efforts in better analyzing Credit Risk from both a planning and execution perspective, in turn, having a strong impact on the Company's bottom line as well as on your career path. This is a 10-week, full-time paid internship, which will provide exposure to, and experience with, our Company's Credit Risk team. Seeking someone to start in Summer 2023 and dedicate 40 hours/week for the duration of the internship. This is an in-office position in our Carrollton, TX Corporate Office.
Apply theoretical and practical knowledge of statistical analysis and machine learning techniques and tools to solve business problems.
Build / Deploy statistical models and advanced analytics into TMX's Credit Decision Engine.
Mine consumer loan data across multiple data environments utilizing tools such as SQL, SAS, R, or other comparable data mining tools.
Acquire knowledge about the business problems confronted by Credit Risk modeling in financial services and collaborate with modeling team staff to analyze and solve those problems.
Partner with internal team of predictive modelers to develop analytical models to analyze credit performance of borrowers (payment delinquency, default patterns, profitability), and design implementation strategies for these models.
Learn about the business opportunities confronted by Credit Risk modeling in financial services and collaborate with modeling team staff to analyze and solve those problems with the opportunity to apply analytic concepts in support of several potential workstreams.
Design tests and experiments to constantly refine risk models, decision engine logic and pricing parameters.
Create and deliver a PowerPoint presentation to the Risk Team and Executive Leadership on key learnings and ideas for process improvement at the end of internship.
Source both internal and external data sources necessary to optimize the performance of predictive models and scores.
Ideal Candidate pursing Masters or PhD degree from a reputed University in a quantitative discipline such as Finance, Economics, Financial Engineering, Mathematical Sciences, Statistics, Data Science, or MBA with Quantitative Focus. Exceptional candidates pursuing or having completed relevant undergraduate four-year degree programs may be considered
Strong background in data mining and statistical analysis
Proficiency in SQL for data manipulation, cleansing and transformation
Hands-on experience in data manipulation, data mining, statistics, web analytics, and descriptive analytics
Able to commit to a 10-week Summer program
Strong written and verbal communication skills
Self-motivated, independent but collaborative, organized, proactive, highly responsive, and flexible
Experience in R, Python, SAS, or proven ability in other statistical programming languages
Advanced Excel user with ability to create pivot tables, macros, and effective formulas
Physical demands for this position frequently include: the ability to remain in a stationary position, move about freely inside and occasionally outside of the store, and the operation of mechanical controls, such as a keyboard
Learn More About Us
The Data Science Intern is part of the Credit Risk team, a dynamic group comprised of multi-taskers and problem solvers. To learn more about this team, visit https://www.tmxfinancefamily.com/careers/top-talent/ .
Check out what's happening in our Company at https://www.tmxfinancefamily.com/tmx-talks .
The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate. Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position.
*The parties agree that this is a paid educational internship for a limited duration; there is no entitlement to employment at the conclusion of the internship.
* If credit is available for participation in this internship, we are happy to work with you and/or your educational institution to meet any requirements for your receipt of that credit .
Important: The TMX Finance - Family of Companies will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the domain @titlemax.com or @titlemax.biz. In-store positions are in-person only, remote options not available. For questions or verification, call 1- 855-TMX-JOBS.
All TMX Finance - Family of Companies Are Equal Opportunity Employers.
Requisition ID 2023-32390
Keywords: TMX Finance, Carrollton , Data Scientist Intern, Other , Carrollton, Texas
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