Data Scientist

Company: TMX Finance
Location: Carrollton
Posted on: March 18, 2023

Job Description:

Requisition ID 2023-32657Category: Credit RiskLocation: US-TX-CARROLLTONOverviewData Scientist Carrollton, TXThe TMX Finance-- Family of Companies is looking for a Data Scientist to join the team and help design, develop, and maintain complex statistical models that support credit risk and collections for TMX Finance Family of Companies' consumer loan products. In this role, you will be required to collect & analyze large sets of data, build models, design experiments, and make recommendations to manage customer risk, maximize revenue, improve margins, and create significant value for the business.ResponsibilitiesOrganize and manipulate data from reporting and production databases for use in advanced analytics tasks.Source both internal and external data sources necessary to optimize the performance of predictive models and scores.Develop customer risk models utilizing both fundamental statistical techniques, as well as emerging software / technology (machine learning) when appropriate.Design tests and experiments to constantly refine risk models, decision engine logic and pricing parameters.Utilize advanced statistical software to develop predictive models, underwriting strategies, and pricing parameters.Monitor portfolio to evaluate changes in risk models, decision engine logic and pricing parameters.Develop actionable business recommendations related to risk management, price optimization, and margin maximization. QualificationsAdvanced degree in a highly quantitative field (e.g., Statistics, Mathematics, Economics, Computer Science, etc.)2-4 years of professional experience in decision analytics, risk modeling and/or predictive statisticsProficient with the use of advanced statistical analysis software and capabilities (e.g., SAS, R, SQL programing, etc.)Experience in Financial Services and Subprime Lending preferred.Strong experience with data architecture, data mining and data integrationAbility to conduct extensive data research and handle large datasetsCapable of communicating and expressing ideas clearly and concisely, in both written & oral formatsHighly organized and detail-oriented with proven ability to multi-taskCapable of being objective and giving/taking constructive feedbackA natural proclivity for questioning assumptions and challenging orthodoxiesPhysical demands for this position frequently include: the ability to remain in a stationary position, move about freely inside and occasionally outside of the office, and the operation of mechanical controls, such as a keyboardOur Benefits Include*:A comprehensive new hire training program designed to help set you up for successAccess to a robust learning management system, full of e-learning modules and training programs to help boost your professional and personal developmentProfessional Development and Mentor Programs plus Ongoing Training ResourcesMultiple coverage levels for Medical, Dental, & VisionGroup Health & Wellness Program, plus special savings on retail items, travel, entertainment, and more through TMX PerksTraditional 401(k) and Roth 401(k) with Company matchFlexible Spending AccountsBasic and AD&D Life InsuranceVoluntary benefits, including short-term and long-term disability insurance, accident, critical illness, and hospital confinement insurancePaid Time Off (Accrue 12 days per calendar year plus 2 additional days for each year of service after the first year of employment, 18 days in total)Performance-based career advancementDiverse Culture and Inclusive EnvironmentLearn More About UsThe Data Scientist is a member of the Credit Risk Team, a dynamic group comprised of multi-taskers and problem solvers. To learn more about this team, please visit https://www.tmxfinancefamily.com/careers/top-talent/finance. Check out what's happening in our Company at https://www.tmxfinancefamily.com/tmx-talks.The information contained herein is not intended to be an all-inclusive list of the duties and responsibilities of the job, nor is it intended to be an all-inclusive list of the skills and abilities required to do the job. The Company may, at its discretion, revise the job description at any time, and additional functions and requirements may be assigned by supervisors as deemed appropriate. Requirements, skills, and abilities included have been determined to illustrate the minimal standards required to successfully perform the position. *Based on current benefit offering, which is subject to change with or without notice. Certain benefits are subject to the terms and conditions of the governing plan documents which should be consulted for additional details and eligibility requirements. Important: The TMX Finance-- Family of Companies will never ask you for banking or other payment information at any point during the interview or hiring process, nor will we conduct an interview via text message. Any official email correspondence will come from the domain @titlemax.com or @titlemax.biz. In-store positions are in-person only, remote options not available. For questions or verification, call 1- 855-TMX-JOBS. All TMX Finance-- Family of Companies Are Equal Opportunity Employers.PI208213575

Keywords: TMX Finance, Carrollton , Data Scientist, Other , Carrollton, Texas